OnPay vs Paycom: Payroll Software Comparison (2026)
OnPay offers transparent, fixed pricing with a per-worker fee, while Paycom uses custom pricing without public listing. OnPay lists several third-party integrations, whereas Paycom does not list any. Paycom offers automated payroll and real-time workforce analytics, which OnPay does not list as key features. OnPay provides health insurance and PTO management, which Paycom does not list. OnPay also offers 401(k) retirement, which Paycom does not list.
AI Citation Scorecard
How often each is cited by major AI engines when buyers ask payroll software questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.
Probes run hourly; each (engine × query) combo retests every ~3 days.
Pricing
Key Features
- ✓Direct deposit
- ✓Hiring and onboarding
- ✓Health insurance
- ✓Built-in reporting
- ✓PTO management
- ✓401(k) retirement
- ✓Mobile friendly
- ✓Employee self-service
- ✓Beti® automated payroll
- ✓Employee self-service®
- ✓Background checks
- ✓Real-time workforce analytics
- ✓24/7 self-service access
- ✓Single employee record
- ✓Payroll tax management
- ✓Talent acquisition tools
When to choose OnPay
OnPay is suitable for businesses that prioritize transparent pricing and a range of third-party integrations, including Slack, Salesforce, and QuickBooks. It is also beneficial for businesses needing features like health insurance, PTO management, and 401(k) retirement.
When to choose Paycom
Paycom is suitable for businesses that require automated payroll with Beti® and real-time workforce analytics. It is also a fit for organizations that prefer a single employee record system and dedicated support specialists, and are comfortable with custom pricing based on their specific needs.
Frequently Asked Questions
AI visibility profiles
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