OnPay vs Insperity: Payroll Software Comparison (2026)

An independent side-by-side comparison of OnPay and Insperity for payroll software buyers — pricing, features, integrations, and how often each is cited by major AI engines.

AI Citation Scorecard

How often each is cited by major AI engines when buyers ask payroll software questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.

Too early to call — probes still building data.
ChatGPT
OnPay
1 / 6 probes
17%
Average
Insperity
Tracking…
No data yet
Perplexity
OnPay
5 / 7 probes
71%
Excellent
Insperity
Tracking…
No data yet
Gemini
OnPay
5 / 6 probes
83%
Excellent
Insperity
Tracking…
No data yet
Claude
OnPay
1 / 6 probes
17%
Average
Insperity
Tracking…
No data yet
Copilot
OnPay
2 / 6 probes
33%
Good
Insperity
Tracking…
No data yet
Scale:NoneLowFairStrongExcellent

Probes run hourly; each (engine × query) combo retests every ~3 days.

Pricing

OnPay
Starting price
$49/month + $6/worker
Free tier
onpay.com
Insperity
Starting price
Free tier
insperity.com

Key Features

OnPay
  • Direct deposit
  • Hiring and onboarding
  • Health insurance
  • Built-in reporting
  • PTO management
  • 401(k) retirement
  • Mobile friendly
  • Employee self-service
Insperity
  • Comprehensive HR solutions
  • Responsive HR service team
  • Competitive employee benefits
  • Technology-driven HR solutions
  • Retirement services
  • Talent acquisition services
  • Contractor management
  • HR compliance support

When to choose OnPay

Choose OnPay if your team prioritizes its strengths over Insperity's. Full guidance populates as OnPay's feature data is indexed.

When to choose Insperity

Choose Insperity if your team prioritizes its strengths over OnPay's. Full guidance populates as Insperity's feature data is indexed.

More Payroll Software Comparisons