Gusto vs Square Payroll: Payroll Software Comparison (2026)

Gusto and Square Payroll both offer payroll solutions, but differ in their feature sets and pricing structures. Gusto provides more extensive features in its base plans, including multi-state payroll and dedicated service advisors, while Square Payroll emphasizes unlimited pay runs and automated tax filings within its core offering. Gusto also has a broader range of direct integrations compared to Square Payroll.

AI Citation Scorecard

How often each is cited by major AI engines when buyers ask payroll software questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.

Too early to call — probes still building data.
ChatGPT
Gusto
Tracking…
No data yet
Square Payroll
Tracking…
No data yet
Perplexity
GustoLeads
1 / 1 probes
100%
Excellent
Square Payroll
0 / 1 probes
0%
Invisible
Gemini
Gusto
Tracking…
No data yet
Square Payroll
Tracking…
No data yet
Claude
Gusto
Tracking…
No data yet
Square Payroll
Tracking…
No data yet
Copilot
Gusto
Tracking…
No data yet
Square Payroll
Tracking…
No data yet
Scale:NoneLowFairStrongExcellent

Probes run hourly; each (engine × query) combo retests every ~3 days.

Pricing

Gusto
Starting price
$35/mo
Free tier
—
gusto.com ↗
Square Payroll
Starting price
$35/month + $6/user/month
Free tier
No
squareup.com/us/en/payroll ↗

Key Features

Gusto
  • ✓Domestic contractor payments
  • ✓4 day pay
  • ✓Form 1099 creation and filings
  • ✓Single-state payroll
  • ✓Unlimited payrolls per month
  • ✓Tax filings and payments
  • ✓Multi-state payroll
  • ✓Dedicated Service Advisor
Square Payroll
  • ✓Unlimited pay runs
  • ✓No long-term contracts
  • ✓Simple onboarding
  • ✓Auto payroll

When to choose Gusto

Gusto is suitable for businesses that require multi-state payroll, dedicated support, and a wider selection of integrations. Its transparent pricing and unlimited payroll runs are beneficial for businesses handling varied payroll needs. Gusto also supports domestic contractor payments and 4-day pay.

When to choose Square Payroll

Square Payroll is a good fit for businesses looking for simple onboarding, automated payroll, and full-service payroll options without long-term contracts. Its user-friendly interface and easy contractor payments are ideal for businesses prioritizing ease of use and automated tax filings. Square Payroll also offers unlimited pay runs.

Frequently Asked Questions

What are the key differences in payroll features between Gusto and Square Payroll?
Gusto offers domestic contractor payments, 4-day pay, Form 1099 creation and filings, single-state and multi-state payroll, unlimited payrolls per month, tax filings and payments, and a dedicated service advisor. Square Payroll provides unlimited pay runs, simple onboarding, and auto payroll.
How do the integration options compare between Gusto and Square Payroll?
Gusto integrates with QuickBooks, Xero, Aplos, ZipBooks, Autobooks, FreshBooks, Expensify, and Hubstaff. Square Payroll integrates with QuickBooks Online.
What are the pricing models for Gusto and Square Payroll?
Gusto's starting price is $35/month. Square Payroll's starting price is $35/month + $6/user/month.
Are there any free tiers available for Gusto or Square Payroll?
Neither Gusto nor Square Payroll offer a free tier.
What are the advantages of choosing Gusto?
Gusto offers transparent pricing with no hidden fees, unlimited payroll runs, supports contractor payments, and provides customizable add-ons. It also includes multi-state payroll and a dedicated service advisor, as well as 4-day pay.

AI visibility profiles

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Gusto

gusto.com

Square Payroll

squareup.com/us/en/payroll

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