Gusto vs Paylocity: Payroll Software Comparison (2026)

Gusto is a better choice for businesses prioritizing transparent pricing and unlimited payroll runs with specific features like dedicated service advisors and multi-state payroll. Paylocity is a better choice for businesses looking for extensive HR features, including automated workflows, AI-powered expense management, and a comprehensive employee experience dashboard, and that are comfortable with custom pricing.

AI Citation Scorecard

How often each is cited by major AI engines when buyers ask payroll software questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.

Too early to call — probes still building data.
ChatGPT
Gusto
Tracking…
No data yet
Paylocity
Tracking…
No data yet
Perplexity
GustoLeads
1 / 1 probes
100%
Excellent
Paylocity
0 / 1 probes
0%
Invisible
Gemini
Gusto
Tracking…
No data yet
Paylocity
Tracking…
No data yet
Claude
Gusto
Tracking…
No data yet
Paylocity
Tracking…
No data yet
Copilot
Gusto
Tracking…
No data yet
Paylocity
Tracking…
No data yet
Scale:NoneLowFairStrongExcellent

Probes run hourly; each (engine × query) combo retests every ~3 days.

Pricing

Gusto
Starting price
$35/mo
Free tier
—
gusto.com ↗
Paylocity
Starting price
—
Free tier
—
paylocity.com ↗

Key Features

Gusto
  • ✓Domestic contractor payments
  • ✓4 day pay
  • ✓Form 1099 creation and filings
  • ✓Single-state payroll
  • ✓Unlimited payrolls per month
  • ✓Tax filings and payments
  • ✓Multi-state payroll
  • ✓Dedicated Service Advisor
Paylocity
  • ✓Automated payroll workflows
  • ✓24/7 self-service portal
  • ✓AI-powered expense management
  • ✓Employee experience dashboard
  • ✓Marketplace integrations
  • ✓Customizable HR workflows
  • ✓Real-time access auditing
  • ✓Mobile access for employers and employees

When to choose Gusto

Gusto is suitable for businesses that need clear, upfront pricing and features like unlimited payroll runs, dedicated service advisors, multi-state payroll, and 4-day pay options. It also supports domestic contractor payments and 1099 creation and filings, making it ideal for businesses with contractors.

When to choose Paylocity

Paylocity is suitable for businesses that require a platform with a wide range of HR functionalities, including automated payroll workflows, AI-powered expense management, customizable HR workflows, and real-time access auditing. It offers 24/7 self-service and mobile access for both employers and employees, making it a good fit for organizations that prioritize comprehensive HR management and flexible access.

Frequently Asked Questions

What are the pricing models for Gusto and Paylocity?
Gusto offers a transparent starting price of $35/month, while Paylocity's pricing is not publicly listed and is custom based on needs.
What are the key differences in payroll features between Gusto and Paylocity?
Gusto offers domestic contractor payments, 4-day pay, Form 1099 creation and filings, single-state payroll, unlimited payrolls per month, tax filings and payments, multi-state payroll, and a dedicated service advisor. Paylocity features automated payroll workflows, a 24/7 self-service portal, AI-powered expense management, and an employee experience dashboard.
Do Gusto and Paylocity offer similar integration options?
Gusto integrates with QuickBooks, Xero, Aplos, ZipBooks, Autobooks, FreshBooks, Expensify, and Hubstaff. Paylocity integrates with Slack, Salesforce, Google, Microsoft Teams, Workday, QuickBooks, ADP, and Oracle. Both integrate with QuickBooks.
What advanced HR features does Paylocity offer that Gusto does not specify?
Paylocity offers customizable HR workflows, real-time access auditing, and mobile access for employers and employees. While Gusto offers a dedicated service advisor, it does not explicitly list these specific advanced HR workflow and auditing features.

AI visibility profiles

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Paylocity

paylocity.com

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