Anna Money vs Juni: Business Banking Comparison (2026)
Anna Money provides a pay-as-you-go model with a strong focus on cost efficiency and free services for startups, including free MTD ITSA filing and unlimited expense cards. Juni offers a subscription-based service with features like cashback on eligible spend, multi-currency IBANs, and credit card repayment terms, catering to businesses with specific financial management needs.
AI Citation Scorecard
How often each is cited by major AI engines when buyers ask business banking questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.
Probes run hourly; each (engine × query) combo retests every ~3 days.
Pricing
Key Features
- ✓Unlimited outgoing transfers
- ✓First £1,000/month incoming free
- ✓Savings up to 3.66% AER
- ✓Free MTD ITSA filing
- ✓Unlimited free expense cards
- ✓Professional-looking invoices
- ✓Easy receipt capture
- ✓Accounts integration
- ✓Cashback on eligible spend
- ✓Multi-currency IBANs
- ✓Juni cards
- ✓Up to 38 days credit card repayments
- ✓Account payment FX
- ✓Card spend limit
- ✓Invoice Credit payment terms
When to choose Anna Money
Anna Money is suitable for startups and businesses prioritizing a no-fixed-monthly-fee model, offering unlimited outgoing transfers, free MTD ITSA filing, and savings up to 3.66% AER, with charges primarily for usage beyond free limits like incoming transfers over £1,000/month.
When to choose Juni
Juni is designed for businesses looking for features such as cashback on eligible spend, multi-currency IBANs, up to 38 days credit card repayments, and account payment FX, starting with a €79/month plan that includes some free users but may incur higher fees for additional users.
Frequently Asked Questions
AI visibility profiles
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