Anna Money vs Found: Business Banking Comparison (2026)

Anna Money and Found both offer business banking with free tiers. Anna Money focuses on UK-specific tax filing (MTD ITSA), savings, and a pay-as-you-go model with unlimited outgoing transfers. Found provides team debit cards, up to 10 sub-accounts (Pockets), real-time tax estimates, and contractor payment features.

AI Citation Scorecard

How often each is cited by major AI engines when buyers ask business banking questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.

Too early to call — probes still building data.
ChatGPT
Anna Money
Tracking…
No data yet
Found
0 / 1 probes
0%
Invisible
Perplexity
Anna Money
Tracking…
No data yet
Found
622 / 869 probes
72%
Excellent
Gemini
Anna Money
Tracking…
No data yet
Found
1 / 1 probes
100%
Excellent
Claude
Anna Money
Tracking…
No data yet
Found
0 / 1 probes
0%
Invisible
Copilot
Anna Money
Tracking…
No data yet
Found
0 / 1 probes
0%
Invisible
Scale:NoneLowFairStrongExcellent

Probes run hourly; each (engine × query) combo retests every ~3 days.

Pricing

Anna Money
Starting price
£0/month
Free tier
Yes
anna.money
Found
Starting price
$0/mo
Free tier
Yes
found.com

Key Features

Anna Money
  • Unlimited outgoing transfers
  • First £1,000/month incoming free
  • Savings up to 3.66% AER
  • Free MTD ITSA filing
  • Unlimited free expense cards
  • Professional-looking invoices
  • Easy receipt capture
  • Accounts integration
Found
  • Business banking + Mastercard debit card
  • Team debit cards with spending controls
  • Up to 10 sub-accounts called Pockets
  • Categorize expenses and scan receipts
  • Real-time tax estimates
  • Pay contractors, collect W-9s, e-file 1099s
  • Unlimited free invoicing

When to choose Anna Money

Anna Money is suitable for businesses seeking a pay-as-you-go model with unlimited outgoing transfers, MTD ITSA filing support, and integrated savings, particularly if operating in the UK.

When to choose Found

Found is suitable for businesses requiring team debit cards with spending controls, multiple sub-accounts, and features for managing contractor payments and US tax estimates.

Frequently Asked Questions

What are the key differences in pricing models?
Anna Money has a starting price of £0/month and offers a free tier, emphasizing paying only for what you use, with the first £1,000/month incoming free. Found also has a starting price of $0/mo and a free tier, with no required hidden fees, but mentions fees for transactions like wires and no custom tags/categories on the free plan.
What are the distinct features for managing finances?
Anna Money offers unlimited outgoing transfers, savings up to 3.66% AER, free MTD ITSA filing, unlimited free expense cards, professional-looking invoices, easy receipt capture, and Xero integration. Found provides business banking with a Mastercard debit card, team debit cards with spending controls, up to 10 sub-accounts called Pockets, expense categorization and receipt scanning, real-time tax estimates, contractor payment features (W-9s, e-file 1099s), and unlimited free invoicing.
Are there any limitations or additional costs to be aware of?
Anna Money has limited free transfers on Grow and Business plans, additional fees for extra features, and high charges after free limits. Found mentions fees for transactions like wires, no custom tags/categories on the free plan, and no dedicated account manager on the basic plan.
Which integrations are supported by each platform?
Anna Money integrates with Xero. Found does not list any specific integrations.

AI visibility profiles

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Anna Money

anna.money

Found

found.com

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