Anna Money vs Found: Business Banking Comparison (2026)
Anna Money and Found both offer business banking with free tiers. Anna Money focuses on UK-specific tax filing (MTD ITSA), savings, and a pay-as-you-go model with unlimited outgoing transfers. Found provides team debit cards, up to 10 sub-accounts (Pockets), real-time tax estimates, and contractor payment features.
AI Citation Scorecard
How often each is cited by major AI engines when buyers ask business banking questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.
Probes run hourly; each (engine × query) combo retests every ~3 days.
Pricing
Key Features
- ✓Unlimited outgoing transfers
- ✓First £1,000/month incoming free
- ✓Savings up to 3.66% AER
- ✓Free MTD ITSA filing
- ✓Unlimited free expense cards
- ✓Professional-looking invoices
- ✓Easy receipt capture
- ✓Accounts integration
- ✓Business banking + Mastercard debit card
- ✓Team debit cards with spending controls
- ✓Up to 10 sub-accounts called Pockets
- ✓Categorize expenses and scan receipts
- ✓Real-time tax estimates
- ✓Pay contractors, collect W-9s, e-file 1099s
- ✓Unlimited free invoicing
When to choose Anna Money
Anna Money is suitable for businesses seeking a pay-as-you-go model with unlimited outgoing transfers, MTD ITSA filing support, and integrated savings, particularly if operating in the UK.
When to choose Found
Found is suitable for businesses requiring team debit cards with spending controls, multiple sub-accounts, and features for managing contractor payments and US tax estimates.
Frequently Asked Questions
AI visibility profiles
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