Anna Money vs Countingup: Business Banking Comparison (2026)

Anna Money and Countingup both offer business banking solutions with integrated features, but they differ in their specific offerings and pricing structures.

AI Citation Scorecard

How often each is cited by major AI engines when buyers ask business banking questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.

Too early to call — probes still building data.
ChatGPT
Anna Money
Tracking…
No data yet
Countingup
Tracking…
No data yet
Perplexity
Anna Money
Tracking…
No data yet
Countingup
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No data yet
Gemini
Anna Money
Tracking…
No data yet
Countingup
Tracking…
No data yet
Claude
Anna Money
Tracking…
No data yet
Countingup
Tracking…
No data yet
Copilot
Anna Money
Tracking…
No data yet
Countingup
Tracking…
No data yet
Scale:NoneLowFairStrongExcellent

Probes run hourly; each (engine × query) combo retests every ~3 days.

Pricing

Anna Money
Starting price
£0/month
Free tier
Yes
anna.money
Countingup
Starting price
£5/month
Free tier
Yes
countingup.com

Key Features

Anna Money
  • Unlimited outgoing transfers
  • First £1,000/month incoming free
  • Savings up to 3.66% AER
  • Free MTD ITSA filing
  • Unlimited free expense cards
  • Professional-looking invoices
  • Easy receipt capture
  • Accounts integration
Countingup
  • Free invoicing & payment links
  • Receipt capture & storage
  • FSCS protection for deposits
  • Automatic categorisation
  • Financial reporting & insights
  • Instant payment notifications
  • Real-time tax estimate
  • Business loans up to £1 million

When to choose Anna Money

Anna Money is suitable for businesses seeking a bank account with no fixed monthly fee, offering free unlimited outgoing transfers and the first £1,000/month of incoming transfers for free. It also includes free MTD ITSA filing, unlimited free expense cards, and savings up to 3.66% AER. It integrates with Xero and provides 24/7 customer service.

When to choose Countingup

Countingup is suitable for businesses looking for an integrated banking and accounting app starting at £5/month, offering free invoicing and payment links, receipt capture and storage, automatic categorization, real-time tax estimates, and business loans up to £1 million. Deposits are protected by FSCS. It provides instant payment notifications.

Frequently Asked Questions

What are the pricing differences between Anna Money and Countingup?
Anna Money has a starting price of £0/month and a free tier, with fees applied after certain free limits. Countingup has a starting price of £5/month and a free tier.
What unique features does Anna Money offer?
Anna Money offers unlimited outgoing transfers, the first £1,000/month incoming free, savings up to 3.66% AER, free MTD ITSA filing, unlimited free expense cards, professional-looking invoices, easy receipt capture, and Xero integration.
What unique features does Countingup offer?
Countingup offers free invoicing & payment links, receipt capture & storage, FSCS protection for deposits, automatic categorisation, financial reporting & insights, instant payment notifications, real-time tax estimate, and business loans up to £1 million.
Do either of these services integrate with other platforms?
Anna Money integrates with Xero. Countingup does not explicitly mention any integrations.
Are there any limitations or additional costs to be aware of for Anna Money?
Anna Money has limited free transfers on Grow and Business plans, additional fees for extra features, and high charges after free limits. It does not offer comprehensive app integrations.

AI visibility profiles

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Anna Money

anna.money

Countingup

countingup.com

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