Adyen vs Razorpay: Payment Processors Comparison (2026)
Adyen is suitable for businesses seeking a global payment processing solution with transparent interchange++ pricing and a wide array of payment methods through a single integration. Razorpay is suitable for businesses prioritizing a straightforward pricing model (2% + GST) with features like instant refunds, subscriptions, and various payment options targeted towards the Indian market.
AI Citation Scorecard
How often each is cited by major AI engines when buyers ask payment processors questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.
Probes run hourly; each (engine × query) combo retests every ~3 days.
Pricing
Key Features
- ✓No setup fee or monthly fees
- ✓One integration for all payment methods
- ✓Flexible payouts in multiple currencies
- ✓Transparency in pricing with Interchange++
- ✓Payment Gateway
- ✓International Payments
- ✓Instant Refunds
- ✓Magic Checkout
- ✓TokenHQ
- ✓Subscriptions
- ✓Payment Links
- ✓Payment Buttons
When to choose Adyen
Businesses that require a single integration for all payment methods, global coverage, and transparent Interchange++ pricing. They are comfortable with a pricing structure that varies by payment method and region.
When to choose Razorpay
Businesses that need a clear and simple pricing structure (2% + GST) and features such as instant refunds, subscriptions, and various payment options, particularly within the Indian market. They should note that custom pricing applies for high-revenue businesses and there is no clear breakdown for non-payment services.
Frequently Asked Questions
AI visibility profiles
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adyen.com
razorpay.com