Ranked list · Payment Processors · 9 companies
Best Payment Processors Software in 2026
Here are the top payment processors:
Square provides a POS app for any payment, build an online ordering profile, track inventory and sales, send estimates, contracts, and invoices, schedule appointments, and access funds instantly.
Free tier · paid from $0/mo.
- · Starting price: $0/mo.
- · Free tier available
- · Key features: POS app for any payment, Build an online ordering profile, Track inventory and sales, Send estimates, contracts, and invoices, Schedule appointments
- · Integrates with: Instagram, Facebook, Google Calendar, OpenTable
- · Strengths: No monthly fees for basic plan; Good for small businesses; Multiple payment options
Razorpay offers Payment Gateway, International Payments, Instant Refunds, Magic Checkout, TokenHQ, and Subscriptions.
From 2% + GST
- · Starting price: 2% + GST
- · Key features: Payment Gateway, International Payments, Instant Refunds, Magic Checkout, TokenHQ
- · Integrates with: UPI, Visa, Mastercard, American Express, Wallets
- · Strengths: Transparent pricing structure; No hidden fees; High payment success rates
Helcim features transparent pricing without hidden fees, lower rates based on monthly volume, an Interchange plus pricing model, and no contracts or monthly fees.
Free tier available
- · Free tier available
- · Key features: Transparent pricing without hidden fees, Lower rates based on monthly volume, Interchange plus pricing model, No contracts or monthly fees
- · Integrates with: Accounting Integrations, Virtual Terminal, Online Invoicing, Payment Pages, Recurring Payments
- · Strengths: No monthly fees or contracts; Transparent fee structure; Supports ACH payments
Authorize.net includes low transaction rates, an all-in-one payment gateway, support for credit cards and ACH, no early termination fees, a quick application process, and secure transactions.
From $25/month
- · Starting price: $25/month
- · Key features: Low transaction rates, All-in-one payment gateway, Support for credit cards and ACH, No early termination fees, Quick application process
- · Strengths: Flexible payment options; No hidden fees; Fast funding time
Braintree provides an end-to-end payment platform, chargeback protection tools, fraud maintenance tools, and competitive transaction rates.
From null
- · Starting price: null
- · Key features: End-to-end payment platform, Chargeback protection tools, Fraud maintenance tools, Competitive transaction rates
- · Integrates with: PayPal, Venmo, ACH
- · Strengths: Comprehensive payment gateway; User-friendly interface; Flexible transaction fees
Checkout.com offers transparent card fees, free payment for charities, global payment processing, and a Unified Payments API.
Free tier available
- · Free tier available
- · Key features: Transparent card fees, Free payment for charities, Global payment processing, Unified Payments API
- · Strengths: Tailored pricing based on needs; Global coverage in 150+ currencies; No setup or maintenance fees
Stripe provides pay-as-you-go pricing, no setup or monthly fees, custom pricing for high volume, and supports 100+ payment methods.
From 2.9% + 30¢ per successful transaction for domestic cards
- · Starting price: 2.9% + 30¢ per successful transaction for domestic cards
- · Key features: Pay-as-you-go pricing, No setup or monthly fees, Custom pricing for high volume, Supports 100+ payment methods
- · Strengths: Comprehensive payment platform; Flexible pricing models; Easy to integrate
Adyen features no setup fee or monthly fees, one integration for all payment methods, flexible payouts in multiple currencies, and transparency in pricing with Interchange++.
From $0.13 + fee determined by payment method
- · Starting price: $0.13 + fee determined by payment method
- · Key features: No setup fee or monthly fees, One integration for all payment methods, Flexible payouts in multiple currencies, Transparency in pricing with Interchange++
- · Strengths: Pay per transaction basis; Supports multiple payment methods; Global coverage
Worldpay offers modern performance, security and trust, payment efficiency, and 24/7 customer support.
From £15.00/month
- · Starting price: £15.00/month
- · Key features: Modern performance, Security and trust, Payment efficiency, 24/7 customer support
- · Strengths: Competitive pricing; Quick and easy setup; Smooth payment processing
How we rank
Composite score, weighted across five public signals from each company's published releases:
- · Recency (25%) — exponential decay from the most recent release
- · Volume (20%) — releases published in the last 90 days
- · GEO score (25%) — average AI-optimization score
- · Citations (20%) — confirmed AI-engine citations
- · Entities (10%) — entity richness per release