Countingup vs Relay: Business Banking Comparison (2026)
An independent side-by-side comparison of Countingup and Relay for business banking buyers — pricing, features, integrations, and how often each is cited by major AI engines.
AI Citation Scorecard
How often each is cited by major AI engines when buyers ask business banking questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.
Probes run hourly; each (engine × query) combo retests every ~3 days.
Pricing
Key Features
- ✓Free invoicing & payment links
- ✓Receipt capture & storage
- ✓FSCS protection for deposits
- ✓Automatic categorisation
- ✓Financial reporting & insights
- ✓Instant payment notifications
- ✓Real-time tax estimate
- ✓Business loans up to £1 million
- ✓1.11% APY on savings accounts
- ✓1% cash back on credit cards
- ✓Bill creation, intake & management
- ✓Customizable cards with spend policies
- ✓Receipt collection & storage
- ✓Payment request links
- ✓Automated follow ups
- ✓Recurring invoices
When to choose Countingup
Choose Countingup if your team prioritizes its strengths over Relay's. Full guidance populates as Countingup's feature data is indexed.
When to choose Relay
Choose Relay if your team prioritizes its strengths over Countingup's. Full guidance populates as Relay's feature data is indexed.
AI visibility profiles
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countingup.com
relayfi.com