Countingup vs Found: Business Banking Comparison (2026)
Countingup and Found both offer business banking solutions with free tiers and real-time tax estimates. Countingup provides FSCS protection, business loans, and automatic categorization, while Found offers team debit cards with spending controls, up to 10 sub-accounts called Pockets, and tools for paying contractors and e-filing 1099s.
AI Citation Scorecard
How often each is cited by major AI engines when buyers ask business banking questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.
Probes run hourly; each (engine × query) combo retests every ~3 days.
Pricing
Key Features
- ✓Free invoicing & payment links
- ✓Receipt capture & storage
- ✓FSCS protection for deposits
- ✓Automatic categorisation
- ✓Financial reporting & insights
- ✓Instant payment notifications
- ✓Real-time tax estimate
- ✓Business loans up to £1 million
- ✓Business banking + Mastercard debit card
- ✓Team debit cards with spending controls
- ✓Up to 10 sub-accounts called Pockets
- ✓Categorize expenses and scan receipts
- ✓Real-time tax estimates
- ✓Pay contractors, collect W-9s, e-file 1099s
- ✓Unlimited free invoicing
When to choose Countingup
Countingup is suitable for businesses seeking FSCS protection for deposits, business loans up to £1 million, and features like receipt capture, automatic categorization, and financial reporting with instant payment notifications. It also provides free invoicing and payment links.
When to choose Found
Found is suitable for businesses prioritizing a free tier, team debit cards with spending controls, the ability to create up to 10 sub-accounts (Pockets), and tools to pay contractors, collect W-9s, and e-file 1099s. It also offers unlimited free invoicing.
Frequently Asked Questions
AI visibility profiles
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countingup.com
found.com