Countingup vs Lili: Business Banking Comparison (2026)
Countingup and Lili both offer business banking solutions, but cater to slightly different needs with distinct feature sets, pricing models, and service scopes. Countingup emphasizes integrated banking and accounting tools, while Lili focuses on core banking with tiered features and a notable integration.
AI Citation Scorecard
How often each is cited by major AI engines when buyers ask business banking questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.
Probes run hourly; each (engine × query) combo retests every ~3 days.
Pricing
Key Features
- ✓Free invoicing & payment links
- ✓Receipt capture & storage
- ✓FSCS protection for deposits
- ✓Automatic categorisation
- ✓Financial reporting & insights
- ✓Instant payment notifications
- ✓Real-time tax estimate
- ✓Business loans up to £1 million
- ✓Live support, 7 days a week
- ✓Cashback for Pro, Smart, Premium
- ✓Accounting software for Smart, Premium
- ✓Variable APY for Savings Account
When to choose Countingup
Countingup is suitable for businesses seeking an integrated banking and accounting solution with features like free invoicing, receipt capture, automatic categorization, and real-time tax estimates, especially those operating in the UK given its FSCS protection. It also offers business loans up to £1 million.
When to choose Lili
Lili is suitable for businesses prioritizing a tiered banking structure with specific benefits like no monthly fee for its Core account, no foreign transaction fees on transactions within its scope, early ACH transfer availability, and live support seven days a week. Its BusinessBuild tier includes an integration with Dun & Bradstreet Credit Insights.
Frequently Asked Questions
AI visibility profiles
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countingup.com
lili.co