Countingup vs NorthOne: Business Banking Comparison (2026)

Countingup focuses on comprehensive banking and accounting features for UK small businesses, including FSCS protection and business loans. NorthOne provides a business banking platform with interest-earning savings accounts, cash back on credit cards, and robust bill management features, catering primarily to the US market.

AI Citation Scorecard

How often each is cited by major AI engines when buyers ask business banking questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.

Too early to call — probes still building data.
ChatGPT
Countingup
Tracking…
No data yet
NorthOne
0 / 1 probes
0%
Invisible
Perplexity
Countingup
Tracking…
No data yet
NorthOne
0 / 801 probes
0%
Invisible
Gemini
Countingup
Tracking…
No data yet
NorthOne
0 / 1 probes
0%
Invisible
Claude
Countingup
Tracking…
No data yet
NorthOne
0 / 1 probes
0%
Invisible
Copilot
Countingup
Tracking…
No data yet
NorthOne
0 / 1 probes
0%
Invisible
Scale:NoneLowFairStrongExcellent

Probes run hourly; each (engine × query) combo retests every ~3 days.

Pricing

Countingup
Starting price
£5/month
Free tier
Yes
countingup.com ↗
NorthOne
Starting price
$0/month
Free tier
Yes
northone.com ↗

Key Features

Countingup
  • ✓Free invoicing & payment links
  • ✓Receipt capture & storage
  • ✓FSCS protection for deposits
  • ✓Automatic categorisation
  • ✓Financial reporting & insights
  • ✓Instant payment notifications
  • ✓Real-time tax estimate
  • ✓Business loans up to £1 million
NorthOne
  • ✓1.11% APY on savings accounts
  • ✓1% cash back on credit cards
  • ✓Bill creation and management
  • ✓Customizable spend policies
  • ✓Multi-step bill approval
  • ✓Receipt collection and storage
  • ✓Payment request links
  • ✓Invoice tracking

When to choose Countingup

Countingup is a business banking platform with integrated accounting features.

When to choose NorthOne

NorthOne is a business banking platform with features like interest-earning savings and advanced bill management.

Frequently Asked Questions

What are the key differences in pricing?
Countingup starts at £5/month with a free tier, while NorthOne starts at $0/month with a free tier. Countingup has a limited free transaction allowance and fees for withdrawals and foreign transactions. NorthOne has transaction fees and a higher pricing tier for advanced features.
What accounting and financial management features do they offer?
Countingup offers free invoicing, payment links, receipt capture, automatic categorisation, financial reporting, instant payment notifications, and real-time tax estimates. NorthOne provides bill creation and management, customizable spend policies, multi-step bill approval, receipt collection, payment request links, and invoice tracking.
Do they offer any interest or cash back benefits?
Countingup does not explicitly mention interest or cash back benefits. NorthOne offers 1.11% APY on savings accounts and 1% cash back on credit cards.
What are their integration capabilities?
Countingup does not explicitly mention integrations. NorthOne integrates with QuickBooks and Xero.
What are the differences in security and financial protection?
Countingup offers FSCS protection for deposits. NorthOne does not explicitly mention equivalent deposit protection in the provided information.

AI visibility profiles

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Countingup

countingup.com

NorthOne

northone.com

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