Navan vs SAP Concur: Expense Management Comparison (2026)

Navan offers a free tier for the first 5 users and a clear starting price, while SAP Concur does not publicize this information. Navan lists specific integrations with HRIS and ERP systems. SAP Concur highlights broader automation and streamlining capabilities across expense, travel, invoice, and accounts payable processes.

AI Citation Scorecard

How often each is cited by major AI engines when buyers ask expense management questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.

Too early to call — probes still building data.
ChatGPT
Navan
Tracking…
No data yet
SAP Concur
79 / 158 probes
50%
Excellent
Perplexity
Navan
Tracking…
No data yet
SAP Concur
68 / 158 probes
43%
Good
Gemini
Navan
Tracking…
No data yet
SAP Concur
71 / 158 probes
45%
Good
Claude
Navan
Tracking…
No data yet
SAP Concur
80 / 367 probes
22%
Average
Copilot
Navan
Tracking…
No data yet
SAP Concur
87 / 159 probes
55%
Excellent
Scale:NoneLowFairStrongExcellent

Probes run hourly; each (engine × query) combo retests every ~3 days.

Pricing

Navan
Starting price
$15/user/month
Free tier
Yes
navan.com ↗
SAP Concur
Starting price
—
Free tier
—
concur.com ↗

Key Features

Navan
  • ✓Global travel inventory
  • ✓Unlimited policy workflows
  • ✓24/7 travel support
  • ✓Navan Rewards program
  • ✓Customizable reports
  • ✓Receipt scanning for expenses
SAP Concur
  • ✓Expense management automation
  • ✓Travel booking solutions
  • ✓Invoice processing
  • ✓Accounts payable streamlining

When to choose Navan

Navan is suitable for companies looking for a free tier for up to 5 users, and specific features like global travel inventory, 24/7 travel support, and a rewards program. It is also suitable for companies prioritizing HRIS and ERP integrations. Navan is limited to companies with 300 employees.

When to choose SAP Concur

SAP Concur is suitable for companies seeking comprehensive solutions for expense management automation, travel booking, invoice processing, and accounts payable streamlining. It is presented without explicit user count limitations or pricing tiers, making it potentially more applicable to larger or enterprise-level organizations that require a broad suite of financial process optimizations.

Frequently Asked Questions

What are the key differences in pricing and free tiers?
Navan offers a free tier for the first 5 users and a starting price of $15/user/month. SAP Concur does not publicize pricing or offer a free tier.
What are the distinguishing features of Navan?
Navan's key features include global travel inventory, unlimited policy workflows, 24/7 travel support, the Navan Rewards program, customizable reports, and receipt scanning for expenses. It also offers HRIS and ERP integrations.
What are the distinguishing features of SAP Concur?
SAP Concur's key features include expense management automation, travel booking solutions, invoice processing, and accounts payable streamlining.
Are there any limitations with Navan?
Navan is limited to companies with 300 employees, charges for expensing users after the first 5, does not state pricing for enterprise, and requires a demo for larger companies.
What integrations does each vendor offer?
Navan offers HRIS and ERP integrations. SAP Concur does not list specific integrations.

AI visibility profiles

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Navan

navan.com

SAP Concur

concur.com

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