Best Business Banking for small business
Ranked by how often AI assistants recommend the tool, with published entry pricing and a free or low-cost tier weighted up. We ask ChatGPT, Claude, Perplexity, Gemini and Copilot real buyer questions every hour and record which brands they name.
#1Mercury
100% AI citation rate(872 questions)- From:
- $0/month
- Free tier:
- yes
Banking services for $0 · Invoicing API available · Recurring invoices available
No monthly fees for basic services · Streamlined invoicing options
#2Relay
88.6% AI citation rate(872 questions)- From:
- $0/month
- Free tier:
- yes
- Integrations listed:
- 2
1.11% APY on savings accounts · 1% cash back on credit cards · Bill creation, intake & management
No monthly fees for Starter plan · High APY on savings
#3Bluevine
99.1% AI citation rate(872 questions)#4Novo
98.5% AI citation rate(872 questions)#5Found
71.3% AI citation rate(872 questions)- From:
- $0/mo
- Free tier:
- yes
Business banking + Mastercard debit card · Team debit cards with spending controls · Up to 10 sub-accounts called Pockets
No required hidden fees · Simple sign-up process
#6Rho
0% AI citation rate(872 questions)- From:
- $0
- Free tier:
- yes
No subscription fees · Free expense management platform · Free ACH and wire services
No fees for core services · User-friendly expense management
#7NorthOne
0% AI citation rate(872 questions)- From:
- $0/month
- Free tier:
- yes
- Integrations listed:
- 2
1.11% APY on savings accounts · 1% cash back on credit cards · Bill creation and management
User-friendly interface · No hidden fees
#8Lili
0.1% AI citation rate(872 questions)- From:
- $18/month after one-month free trial for BusinessBuild
- Integrations listed:
- 1
Live support, 7 days a week · Cashback for Pro, Smart, Premium · Accounting software for Smart, Premium
No monthly fee for Core account · No foreign transaction fees
#9Grasshopper Bank
0.2% AI citation rate(872 questions)#10Axos Business
0% AI citation rate(872 questions)
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