Based on 8,720 AI answers · last 90 days

Best Business Banking for agencies

Ranked by AI-assistant recommendations, with integration breadth weighted up — agencies run many client stacks. We ask ChatGPT, Claude, Perplexity, Gemini and Copilot real buyer questions every hour and record which brands they name.

  1. #1Mercury

    100% AI citation rate(872 questions)
    From:
    $0/month
    Free tier:
    yes

    Banking services for $0 · Invoicing API available · Recurring invoices available

    No monthly fees for basic services · Streamlined invoicing options

  2. #2Bluevine

    99.1% AI citation rate(872 questions)
  3. #3Novo

    98.5% AI citation rate(872 questions)
  4. #4Relay

    88.6% AI citation rate(872 questions)
    From:
    $0/month
    Free tier:
    yes
    Integrations listed:
    2

    1.11% APY on savings accounts · 1% cash back on credit cards · Bill creation, intake & management

    No monthly fees for Starter plan · High APY on savings

  5. #5Found

    71.3% AI citation rate(872 questions)
    From:
    $0/mo
    Free tier:
    yes

    Business banking + Mastercard debit card · Team debit cards with spending controls · Up to 10 sub-accounts called Pockets

    No required hidden fees · Simple sign-up process

  6. #6NorthOne

    0% AI citation rate(872 questions)
    From:
    $0/month
    Free tier:
    yes
    Integrations listed:
    2

    1.11% APY on savings accounts · 1% cash back on credit cards · Bill creation and management

    User-friendly interface · No hidden fees

  7. #7Lili

    0.1% AI citation rate(872 questions)
    From:
    $18/month after one-month free trial for BusinessBuild
    Integrations listed:
    1

    Live support, 7 days a week · Cashback for Pro, Smart, Premium · Accounting software for Smart, Premium

    No monthly fee for Core account · No foreign transaction fees

  8. #8Grasshopper Bank

    0.2% AI citation rate(872 questions)
  9. #9Rho

    0% AI citation rate(872 questions)
    From:
    $0
    Free tier:
    yes

    No subscription fees · Free expense management platform · Free ACH and wire services

    No fees for core services · User-friendly expense management

  10. #10Axos Business

    0% AI citation rate(872 questions)

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