Based on 310 AI answers · last 90 days

Best Neobanks for startups

Ranked by AI-assistant recommendations, with a free tier and low entry price weighted up. We ask ChatGPT, Claude, Perplexity, Gemini and Copilot real buyer questions every hour and record which brands they name.

  1. #1Revolut

    32.3% AI citation rate(31 questions)
    From:
    £3.99/month
    Free tier:
    yes
    Integrations listed:
    3

    Earn RevPoints on spending · 24/7 customer support · Fee-free ATM withdrawals

    Various plan options · Earn rewards with spending

  2. #2Wise

    32.3% AI citation rate(31 questions)
    From:
    $0
    Free tier:
    yes

    Transparent pricing with no hidden fees · Fair exchange rates using mid-market rate · Volume discounts for large conversions

    No subscription fees · Low-cost global transfers

  3. #3N26

    22.6% AI citation rate(31 questions)
    From:
    €4.90/month
    Free tier:
    yes

    Free virtual debit card · 2 free ATM withdrawals in euros · Up to 10 Spaces sub-accounts

    Multiple account tiers for flexibility · Cashback on travel spending

  4. #4SoFi

    29% AI citation rate(31 questions)
  5. #5Chime

    22.6% AI citation rate(31 questions)
  6. #6Monzo

    22.6% AI citation rate(31 questions)
  7. #7Varo

    16.1% AI citation rate(31 questions)
  8. #8Current

    6.5% AI citation rate(31 questions)

    Advance up to $750 paycheck · Get paid up to 2 days early · Fee-free overdraft access

    Access to paycheck advances · Early direct deposits

  9. #9Aspiration

    3.2% AI citation rate(31 questions)

    Checking & Savings accounts · High-Yield Savings · Fee-Free ATMs

    Environmentally friendly banking · User-friendly app

  10. #10Quontic

    0% AI citation rate(31 questions)

Not on this list — or lower than you expected?

See the exact buyer questions where AI engines name someone else, and who they name instead.

Or run a free AI visibility check →